> Automobile If you own and operate commercial vehicles, you should make sure that your fleet is appropriately insured. If business use of a vehicle is minimal and limited to your personal vehicle, the necessary coverage can probably be included in your personal policy. Best bet: Check with your agent to be sure.
> COBRA Benefits COBRA stands for “Consolidated Omnibus Budget Reconciliation Act of 1985,” which requires companies with 20 or more employees to offer separating employees the option to continue their group health-care coverage at their own expense.
> Workers' compensation Most employers are required by law to provide workers' compensation insurance through a state system operated by the Department of Labor & Industries. Worker comp pays an employee's medical expenses and provides some income replacement when a worker is injured on the job.
Are you prepared for a health related emergency? Our health is one of the most important aspects of our lives. Vermont Health Insurance is a necessity and one of the smartest purchases that you could possibly make. Don't put yourself at risk of having to pay a large medical bill. Anything can happen at anytime!
The main reasons that Vermont health insurance is necessary:
To avoid expensive medical bills
In case of emergencies
Hospital visits
Doctor visits
Treatment, whether the condition is mild or severe
Health maintenance organizations, also known as HMO's, are one of the most common types of Vermont health insurance. Selecting this type of health insurance
involves choosing a physician from a list of HMO doctors in a certain area. This
becomes the primary physician and in order to see a specialist, the main doctor
will have to write a referral. While this option is less flexible than other
options, it is also less expensive.
Preferred provider organizations, also known as PPO's, are another common type of Vermont health insurance. With a higher premium, the policyholder
is allowed more flexibility, such as seeking medical care from a physician outside
of the PPO network and not needing a referral from their primary physician. When
seeking medical attention outside of the PPO network, the insurance company will
usually reimburse the policyholder for up to 80% of the medical bill.
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Vermont
Establishments
439
Revenue ($1,000)
Not Available
Annual payroll ($1,000)
143,499
Paid employees
4,048
Source: U.S. Census Bureau Insurance carriers and related activities
Contact our Vermont Insurance Advisors
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Vermont Insurance Advisors today:
Barre
Bennington
Brattleboro
Burlington
Colchester
Essex Junction
Milton
Montpelier
Rutland
Saint Albans
South Burlington
Did You Know?
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.
Vermont External Sites
FCIC - The Handbook - Vermont State Services
Department of Banking, Insurance, Securities and Health Care Administration ... Toll free in VT: 1-800-631-7788 (Health Insurance) Fax: 802-828-3306 Press Release - Jim Douglas, Governor of Vermont
From 1998-2002, Bertrand served as the Assistant Clerk of the Vermont House ... Department of Banking, Insurance, Securities and Health Care Administ
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Latest News
Latest Insurance related news in
Vermont and nationwide:
Mar 02, 2007 - Make Sure Your Loved Ones Have Good Health Care ERISA Disclosure Provisions help to ensure that individuals covered by group health plans receive clear infor Read more >
Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require Read more >
Jan 18, 2006 - Progressive Group, Drive Insurance Company NEW YORK (January 12, 2006) — Drive® Insurance from Progressive ("Drive") Group President Bob Williams ra Read more >
Legal Disclaimers The information provided on Vermont Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Data for the Finance & insurance sector 
Did You Know?
FCIC - The Handbook - Vermont State Services