> COBRA Benefits COBRA stands for “Consolidated Omnibus Budget Reconciliation Act of 1985,” which requires companies with 20 or more employees to offer separating employees the option to continue their group health-care coverage at their own expense.
> Indemnity Indemnity plans are also referred to as “fee-for-service.” Unlike managed-care plans, indemnity plans allow absolute freedom in selecting physicians or medical facilities and permit self-referral to a specialist.
> Deregulation Under Washington state law known as “use-and-file,” commercial property/casualty contracts negotiated between insurers and businesses may go into effect immediately. The policy itself can be filed for state review later.
Get
a Quote - Vermont Life
Insurance Policy Advisor
Protect your financial dependants! Vermont Life insurance can be a safety
net to ensure a stable future for them if you should die. The other benefit
of Vermont Life Insurance is that policy holders may draw against their
policy when they need money for retirement, college for their children or if an unexpected
job loss occurs.
Some types of Vermont Permanent Life
Insurance include:
Vermont Whole Life Insurance
Vermont Universal Life Insurance
Vermont Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster
may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types
of Vermont life insurance: Term Life
and Permanent Life Insurance.
Vermont Term Life Insurance is simply a period of time that the policy holder
chooses with a coverage end date. Secondly, Vermont Permanent Life Insurance
covers you for a lifetime and offers many more variations. This type of policy
is considered a cash value accumulation. Whichever choice you make, you need
Vermont life insurance to protect the future of your family if you should die
unexpectedly.
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Vermont Insurance Advisors today:
Barre
Bennington
Brattleboro
Burlington
Colchester
Essex Junction
Milton
Montpelier
Rutland
Saint Albans
South Burlington
Did You Know?
There are several areas of risk that you should consider if you operate a business in your home.
These include: Business-related personal property coverage (computers, furniture, etc.) Inventory Off-premises coverage for business-related personal property Business property of others accounts receivable (up to a specified limit) Liability coverage may include personal injury, products and completed operations, incidental contractual liability, and general commercial liability. Electronic data processing coverage Valuable papers Business interruption and extra expense
Vermont External Sites
FCIC - The Handbook - Vermont State Services
Department of Banking, Insurance, Securities and Health Care Administration ... Toll free in VT: 1-800-631-7788 (Health Insurance) Fax: 802-828-3306 Press Release - Jim Douglas, Governor of Vermont
From 1998-2002, Bertrand served as the Assistant Clerk of the Vermont House ... Department of Banking, Insurance, Securities and Health Care Administ
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Latest News
Latest Insurance related news in
Vermont and nationwide:
Mar 02, 2007 - Group Insurance Coverage Most Americans get health insurance through their jobs or are covered because a family member has insurance at work. This Read more >
Mar 02, 2007 - The Medigap Insurance Company When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:
Mar 02, 2007 - More Americans Struggle With Health Care Costs TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more Read more >
Legal Disclaimers The information provided on Vermont Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
Local Professional? Generate new business today
Call 866-227-9356 or contact a sales rep
Did You Know?
FCIC - The Handbook - Vermont State Services