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February 26, 2010  
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Insurance Advisors Terms


  > Preferred Provider Organization (PPO)
PPOs are comparable to indemnity plans, although they require subscribers to choose their health-care providers and health-care facilities from a preferred-provider list. Because the preferred providers have agreed to the plan's requirements, including discounted fees, subscribers have a financial incentive to stay within the network.
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  > Exclusive Provider Organization (EPO)
EPOs allow subscribers to visit any physician within the contracted network without prior approval or referrals. Services received outside the network may not be covered.
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  > Flood
Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
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Are the necessities in your life insured? Unfortunate events can be unpredictable; be prepared! Vermont Insurance Advisors are advisors specializing in the vast field of insurance. Insurance ranges from home and auto insurance to life and health insurance. We will provide the highest-quality Vermont insurance advisors in Vermont.

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If you are in need of insurance coverage, contact one of our Vermont Insurance Advisors today.

While types of insurance vary widely, the primary goal of insurance is to allocate the risks of a major loss to an individual. Our Vermont Insurance advisors specialize in all different areas of insurance. Whether it is auto insurance or disability insurance, our Vermont advisors will point you in the right direction.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Vermont
Establishments 439
Revenue ($1,000) Not Available
Annual payroll ($1,000) 143,499
Paid employees 4,048

Source: U.S. Census Bureau Insurance carriers and related activities
 

An insurance advisor's main purpose is to get you on the right track regarding any or all types of insurance. With all of the different choices and options out there, it can be overwhelming and mind-boggling when it comes to deciding which policy best suits your needs. This where our Vermont Insurance Advisors come in!

Below are related topics that Vermont Insurance Advisors handle:

  • Auto Insurance
  • Renters Insurance
  • Vermont Business Insurance
  • Property Insurance
  • Health Insurance
  • Vermont Disability Insurance
  • Homeowners Insurance
  • Hurricane Flood Insurance
  • Life Insurance
  • Vermont Medical Insurance
  • Travel Insurance
  • Vermont Title Insurance

If you are in need of insurance coverage, contact one of our Vermont Insurance Advisors today.

 

Contact our Vermont Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Vermont Insurance Advisors today:

  • Barre
  • Bennington
  • Brattleboro
  • Burlington
  • Colchester
  • Essex Junction
  • Milton
  • Montpelier
  • Rutland
  • Saint Albans
  • South Burlington
       
 
Did You Know?    
 
 
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.

 
 
Vermont External Sites    
 
 

FCIC - The Handbook - Vermont State Services
Department of Banking, Insurance, Securities and Health Care Administration ... Toll free in VT: 1-800-631-7788 (Health Insurance) Fax: 802-828-3306
Press Release - Jim Douglas, Governor of Vermont
From 1998-2002, Bertrand served as the Assistant Clerk of the Vermont House ... Department of Banking, Insurance, Securities and Health Care Administ

 
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